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Sources of Unclaimed Property for the Military


Military families have more moves than most people. In the chaos of moving, things like utility deposits, security deposits, 401Ks for the civilian spouse, final pay checks, newspaper subscription balances and more can be left behind. After 3-5 years this money gets turned over to the state. You can check any state you’ve ever lived in by going to www.Unclaimed.org. If you own or owned your own business be sure to look for the business name also. The states are holding nearly $42 billion.

However, if you had a foreign address when serving overseas then the money gets turned over to the state where the holder (the company that owes you the money) is incorporated. This could be a state you never even visited.

If you left a traditional pension behind you can check with the Pension Benefit Guaranty Corporation. Some of these listings are for bankrupt companies like Enron and Eastern Airlines. The designated beneficiary or heir may be able to claim the balance if the owner is deceased. There’s $280 million waiting to be claimed for 38,000 people.

Veterans’ service organizations such as Viet Nam Veterans of America, Veterans of Foreign Wars, Paralyzed Veterans, Military Order of World War and others also have unclaimed property listings. When searching, the less you enter, the broader the search. For example, enter just Disabled or Paralyzed for the maximum amount of listings for the Disabled American Veterans or Paralyzed Veterans of America. Use shortened versions such as VFW. Look under both Viet Nam and Vietnam Vet.

All branches of the military including many military bases have unclaimed property listings on the state sites. The Department of the Navy has more than $3.6 million held in the Treasury Department.

Military medals are sometimes found among the contents of safe deposit boxes that have been turned over to the state. Some states hold the medals indefinitely, trying to work with veteran organizations to return them to the hero or the family. Other states put them up for auction holding the proceeds until the rightful owner comes forward. Search under the name of the person that might have had the safe deposit box in the state they lived in.

Savings Bonds were a way to support the war effort. There are more than 40 million savings bonds that have stopped earning interest and should be cashed in and reinvested. To search for lost savings bonds, go to the Treasury Department. The estimated value is $16 billion.

Thrift Savings Plans are the federal government’s equivalent of a 401K. If you or a deceased family member participated in a plan, check for any available balance by going here or call 877-968-3778.

Life insurance offered through the military never gets turned over to the state. This can include payouts to a beneficiary that can’t be located as well as insurance premium refunds and dividends. Check the Veterans Affairs web site. Remember to keep your beneficiary contact information current.

Survivor aid and benefits for families can be found through the VA.

Foreclosure If you had equity in your home and it foreclosed for more than you owed, the excess belongs to you. Check with the clerk of court in the county where the foreclosure took place. The same thing applies to storage units. Check with the company where the storage unit was.


Viet Nam Veterans diagnosed with a disease recognized as being related to exposure to Agent Orange  may be eligible for service-connected compensation.

The Radiation Exposure Compensation Act (RECA) This program is limited to the atmospheric nuclear testing program conducted by the US after World War II. The compensation is only provided for an individual that has contracted a related cancer following their exposure. It may apply to 3 populations:


  • ·         Uranium miners, millers and ore transporters
  • ·         Onsite participation at atmospheric nuclear weapons tests
  • ·         Individuals who lived downwind of the Nevada test sites (Downwinders)


Further details are available through the Department of Justice.

The fire in St. Louis in 1979 at the National Military Personnel Records Center destroyed many of the records that showed the military member’s participation at the site. But the radiation film badge records are available. The request needs to be filled out on form NV-192 and mailed to:

US Department of Energy

Bechtel, NV

ATTN: Dosimetry Research Project, M/S CF 401

PO Box 98521

Las Vegas, NV 89193-8521


If the participant is deceased, surviving family members can complete the Surviving Relative Affidavit.  This, the previously mentioned form and the Privacy Act form that you’ll also need are available through Angel Fire or by calling (800) 729-7327. The Angel Fire web site provides help for some of the problems you are likely to encounter. Do not try to go through the Veteran’s Administration as that is the wrong agency.

The following information pertains to vets but has nothing to do with money. I included it because some things have no appropriate monetary value.

In an article on CNN last year, it was estimated that the suicide rate among vets, especially the younger ones, was more than 22 a day. Help is available.

  • The National Suicide Prevention Hotline is available 24/7. 1-800-273-TALK (8255).
  • Vets4Warriors is a peer-to-peer counseling service geared toward members and veterans of the National Guard, but is available to all branches of the military. It is staffed by veterans trained as counselors. Call 1-800 VET-TALK (838-8255) or online at www.Vets4Warriors.com.
  • Coaching Into Care is for family members that provides assistance to family members and friends trying to encourage their veteran to seek health care for possible readjustment and mental health issues. It’s a national phone service that places priority on linking veterans to benefits and services available in their own community. If you think you veteran family member or friend could benefit from readjustment counseling, please call Coaching Into Care at 1-800-823-7458 or email CoachingIntoCare@va.gov.

Mary Pitman is the author of “The Little Book of Missing Money: A Quick and Easy Guide to Finding Money that is Rightfully Yours.” Much of the content in this article was taken from her book. Used with permission. To book Mary to speak to your organization or for interviews email her at mcpitman@bellsouth.net. 

Bush family finds unclaimed property

Former Florida Governor Jeb Bush listens as Mary Pitman, The Missing Money Lady, tells him about unclaimed property listings for him from 30 years ago. In addition, she found listings for his father, his brother (yes, THAT brother), another brother ($2,600), his sister and his church.


CNNMoney: $58 billion unclaimed: Is some of it yours?

In episode 4 of America's Money Class with Suze Orman, Suze and Mary Pitman, "The Missing Money Lady" surprise three people in the audience with missing money. 

 How much money are you (yes, YOU!) missing that you don't even realize? If you don't search for it exactly the way it's listed you may never find it. There are dozens of ways to search and many places to find your money besides the state unclaimed property sites.

Missing money can be a savings account from childhood, an uncashed check, a utility deposit, a refund or rebate, stocks, safe deposit box contents or an inheritance. With $41.7 billion being held by the states, plus the additinal money sites I have identified, it's worth a look. My search tips can help locate listings that would otherwise never be found.

Avoid paying finder's fees. Learn how to prevent your money from going to the state. Cash in! It's all in this comprehensive resource. The 2nd edition is now available on Amazon, your local book store, and all e-reader formats (Kindle, Nook, iBook, etc.)


"I'm an MBA whose always been meticulous with my finances. So when I heard from Mary that I had over $1100 in unclaimed funds with the state, I definitely didn't believe it. After a little research on my own, I came to find that Mary had uncovered money that was indeed mine that for sure would have been lost forever had she not contacted me. Mary's search tactics and knowledge of where to uncover lost money and how to do it is uncanny and hands down unlike anyone that exists today."

 Antoinette Furst/San Diego, CA

"Mary helped me save over $3,000 in finder's fees by showing me exactly what to do to claim $10,000+ owed to one of my companies. Everyone should read this book!"

Steve Olsher / Author, Journey to You / Chicago, IL

"One of the most eye-opening books I've read in years. Mary makes it easy to understand and I recovered almost $2,000."

"Bulldog / Radio Personality / WOCM FM


Good Morning America segment on unclaimed child support. Mary Pitman brought the information on this important topic to Elisabeth Leamy who took action. One Ohio mom got the surprise of a lifetime.


  The Missing Money Lady, Mary Pitman, with Dave Ramsey 


Are you doubtful?
When I first heard about this I was at least as skeptical as you probably are right now. But after finding money as an heir, I am a total believer. I have spent the past 5 years exploring ways names are listed. I'm stunned at the way some of the names are entered.
Here's the thing: If you don't enter the name in the way it is listed, you'll never find it.
I want to make you as good at this as I am. I want to help you find absolutely every last penny that is out there with your name on it. I have held nothing back.
Missing money crosses all financial classes: high income, middle class and lower income.
Maybe you've been contacted by professional finders wanting a fee to reunite you with your own money. Maybe you've been out of work or under employed. Are bills piling up? Do you simply want to see what you may be missing?
The Little Book of Missing Money gives 60 search tips for individuals, nonprofits, hospitals, businesses, and all aspects of government.
You'll also get other places to search besides the state sites and information about:
  • Unclaimed child support payments
  • Class action lawsuits
  • Performance royalties
  • How to find out if your loved one had a life insurance policy
  • Terminated 401K plans
  • Retirement benefits
  • International unclaimed property sites
  • Unclaimed foreign claims
  • Oil and mineral royalties
  • Old stock certificates
  • Lands and monies for Native American Indians
  • Money for victims of violent crimes
  • Tips to prevent your money from going to the state
  • And much more!
There are $41.7 billion dollars nationwide on the state unclaimed property sites just waiting for the rightful owner or heir to claim it. Forty million savings bonds have stopped earning interest. That value is estimated to be $16.5 billion dollars.

And there is more. 

The best part is, no one is going to charge you a percentage to get it. Be sure to request the free chapter on Finder's Fees ...To Pay Or Not To Pay.

My basic belief is this: You should not have to pay a ransom to get your own money. 

The best place to search is  www.unclaimed.org I provide this information because I want people to at least do a basic search. So why do you need the book if you have this information? That's simple. There are so many additional ways you can search plus additional places to search that I had never heard of. If I haven't heard of them, chances are you haven't either. Don't miss out! 

This is not about the government wanting to give you government money. This is about your money. You will not find this information on a late night infomercial. It is not a get rich quick scheme where the fine print states “Results are not typical.” One comment from a reader was, "I'm only on page 31 and I can't believe the amount of research you've put into this."

Here are the facts:

Some people will find money. Some won’t.

Some people will find a lot. Some will find a little.

Some will not have anything this time, but may the next time they look.

Follow the tips in the book to maximize your results. Be sure to check at least once a year.

National Find Your Missing Money Day is April 16, the day after your taxes are due, but you can search anytime.

This book is available in paperback, in all ereader formats and as a digital download. Your local bookstore can order it.



VA Life Insurance

Survivor Aid and Benefits

Radiation Exposure

Nuclear Test Personnel Review Program to confirm participation in
US atmospheric nuclear tests from 1945-1962 and the occupation forces of
Hiroshima and Nagasaki, Japan.

Agent Orange

Coaching Into Care: 1-888-823-7548; coachingintocare@va.gov

VA National Suicide Prevention: 1-800-273-TALK (8255)

Warriors for Vets 1-855-VET-TALK (838-8255)