There are other great sources of missinf money in the UK in the story. There is also information about unspent gift vouchers, dormant accounts, premium bonds and foreign money.
Is the contact information for your beneficiary current with your life insurer? Chances are it isn't. Take a quick moment while you think of it and take care of this important part of your finances. And one more thing, does your beneficiary or another trusted person know about the policy and who it's through? You have the policy for a reason. Do you part to make sure your money goes to whom it was intended.
Bona Vacantia means vacant goods and is the legal name for ownerless property that passes to the Crown. This site, http://www.bonavacantia.gov.uk/output/, administers the estates of persons who die intestate (without a will) and collects the assets of dissolved companies and failed trusts. You can check their list.
In addition, this is a great article that has lots of information about missing money in the United Kingdomand links in addition to the one for Bono Vacantia. http://www.nebusiness.co.uk/business-news/your-money/newsandfeatures/2011/12/31/planning-for-your-finances-in-2012-51140-30035887/
If you live in Scotland, you can go to the Citizens Advice Bureau and they will check and see it you are entitled to tax credits or benefits you may not know about. Here's the story: http://www.scotsman.com/scotland-on-sunday/money/keith_dryburgh_don_t_borrow_check_if_you_re_entitled_to_benefits_or_tax_credits_1_2032237
The IRS is still looking for nearly 100,000 people who never received their income tax check. If you don't claim it within 3 years, you lose it FOREVER! The Web site is www.irs.gov. You'll need your Social Security number, your filing status and the exact dollar amount. Here's another story about it: http://www.waow.com/story/16315533/does-the-irs-owe-you-money